Auto Financing

Finance. Fast.

Pre-qualify in 60 seconds. No hard credit pull. Rates from 4.9% APR with 200+ lending partners.

Apply Now — Free Calculate Payment

Inventory

Vehicles available for financing.

Sold

$25,000

Mercedes G

2025 · SUV · from $550/mo

$115,000

Porsche 911 Carrera

2023 · Coupe · from $1,890/mo

Featured

$189,000

Mercedes-Benz G 63 AMG

2022 · SUV · from $3,100/mo

$245,000

Bentley Continental GT

2022 · Coupe · from $4,020/mo

How It Works

Three steps to your
dream vehicle.

Apply

Complete our 60-second pre-qualification form. No hard credit pull. No commitment.

Choose

Browse vehicles within your approved amount. Every price shown includes financing eligibility.

Drive

Finalize your agreement and take delivery. Same-day approval for qualified buyers.

Financing Options

Every situation, covered.

New Vehicle

From 4.9% APR

Finance any new vehicle in our inventory with competitive rates from our lending partners.

Pre-Owned

From 6.4% APR

Certified pre-owned vehicles with full history reports and flexible term options.

Refinancing

Save up to $340/mo

Already have a loan? Refinance at a lower rate and reduce your monthly payment.

Lease Buyout

Custom terms

Purchasing your leased vehicle? We handle the entire buyout process seamlessly.

Payment Calculator

Estimate your
monthly payment.

Use our calculator to get an estimate based on vehicle price, down payment, and term. Actual rates may vary.

Vehicle Price ($)

Down Payment $20,000

$0$50,000

Loan Term

Estimated Monthly Payment

$1,274

Assuming 6.5% APR · Subject to approval

Apply for Financing →

Pierre vs. the alternatives.

	Pierre's	Bank	Dealer	Credit Union
Approval Time	< 60 min	3-7 days	1-3 days	1-2 days
Credit Pull	Soft (pre-qual)	Hard pull	Hard pull	Hard pull
Rates	From 4.9%	From 6.5%	From 7.9%	From 5.4%
Hidden Fees	None	Origination fee	Multiple fees	Minimal
Lender Network	200+ lenders	Single source	3-5 lenders	Single source
Same-Day Delivery	Yes ✓	No	Sometimes	No

Frequently asked questions.

What credit score do I need?

We work with scores from 580+, though the most competitive rates are available for 700+ scores.

How long does approval take?

Most applicants receive a decision within 60 minutes during business hours.

Will applying affect my credit?

Pre-qualification uses a soft pull with zero impact. A hard pull only occurs if you proceed to final approval.

What documents do I need?

Government ID, proof of income, and proof of insurance. We guide you through every step.

Do you finance out-of-state buyers?

Yes. We finance qualified buyers across all 50 states through our national lending network.

Ready to get started?

No commitment. No hard credit pull. Just answers in under 60 minutes.

Apply Now — It's Free